Saturday, September 22, 2007

The World is Flat, Thomas Friedman from Minneapolis

"What ever will be done, will be done. Will it be done by you or to you?"

Love this guy, decided to write this blog about him as I love the
concept. But, because he is from Minnesota, Yahh? He talks about the
competetion is not between US and India or China, but between us and
our imagination.

He is talking to Tim Russert, about end user generated content, blogs,
blogging, and facebook. Wow, this guy is so cool, he is talking about
search marketing, digital footprints, and about being good.

Vipin K. Singh
read my blog

Friday, September 21, 2007

Calling the bottom on real estate first?

I watched CNBC's business forum in Denver today, and the CEO of Remax was being interviewed. I didn't know if I was being sold a real estate hype or being charmed. One thing is clear for me, the interest rates move by the Fed gave the US real estate buyers and sellers some hope for confidence.

The Seattle Real Estate bubble burst last month. I have seen more real estate agents lenders etc. be depressed and scratching their heads. When everyone feels depressed and it's hard to find hope and a positive outlook, the trend shifts. And, when the fed gave us confidence by moving the rates lower, I feel they saw the bottom and came in to help.

So I am here calling a bottom on the real estate bust. It will not a fast run up, there never is coming out of the valley. But, the bottom if the bottom, it will take some time to slowly move forward and move up. And, I see the mountain climb up ahead. Go Real Estate, people do have to live some where, and I see no way but up! We are no longer in the real estate business, we are in the SEO tools, Search Marketing, and eSuccess business. Check out our websites blogs and for Free SEO tools if you want to see our success.

And if you wish to check out my how to do a Video Blog post on

Tuesday, September 18, 2007

Fwd: What does the Fed's decision today mean to you?

How is the Real Estate bust now? Are we out of the red, and on our
way back to some solid ground? Jeff Englehord is a Seattle Mortgage
broker, he pass this info, Thanks Jeff!

---------- Forwarded message ----------
From: Jeff Englehorn <>
Date: Tue, 18 Sep 2007 12:28:44 -0700
Subject: What does the Fed's decision today mean to you?

In my ongoing desire to keep you informed on what's going in with the
mortgage market, I'm writing in response to the breaking news that the
Federal Open Market Committee (FOMC or The Fed) led by Ben Bernanke
(formerly led by Alan Greenspan) have dropped the overnight interest
rate (the Fed Funds Rate) from 5.25% to 4.75%. While you might not be
borrowing millions of dollars over night, you might have a loan or two
that will be affected by this rate change. The Fed Funds Rate is the
margin from which the Prime Rate gets its basis. Typically 3.0% points
higher than the Fed Funds Rate, the Prime Rate has dropped from 8.25% to
7.75% - meaning that if you have a 2nd mortgage Line of Credit (HELOC),
it has dropped by half a percentage point! After dropping to a historic
low of 1% (4% Prime Rate) in 2003, this rate held steady through most of
2004 then began climbing until it stopped at 5.25% (8.25% Prime) and has
held steady ever since.

You might be asking, "What does this 50 basis point drop mean to me?"
It means that if you had a $60,000 line of credit at Prime + .250 (was
8.500%, now 8.00%) your minimum monthly payment has dropped from $425.00
to $400.00. Not earth shattering, but enough to buy you a couple more
lattes per month. Your interest difference will begin tomorrow, meaning
that from Sept 1 to Today, you'll pay interest at your old rate, and
from Sept 19 to Sept 30, your interest will be based on the lower

If you are in a fixed rate second mortgage, or do not have a Line of
Credit, then this may not affect you much in the here and now. However
if you're looking to refinance an adjustable rate mortgage in then next
12-24 months, you may see shorter term rates moving downward a bit from
the recent highs they've been at these past few months. Of course this
is speculation and others are saying the opposite may happen (who

If you listen or watch the news you will find that there are a number of
opinions and ideas of what this means for our economy - some experts say
this will help move toward solving the liquidity "crisis" we've been
hearing about and experiencing these past months, where many banks and
lenders have had to shut down due to the record number of foreclosures
(foreclosure rates haven't been this high since the Great Depression).
Others say it has come too late to help people to refinance out of bad
loans that have put them on the brink of foreclosure. I've read that
this could have an interesting effect on the rates on your credit cards
as well - while it won't decrease the number of credit card offers you
get daily, it could mean a lower rate if you take 5-10 minutes to phone
your credit card company and ask. On the flip-side, it also means your
savings/CD/money market rates will dip, meaning the gains you've seen
over the past couple years will not be as high as they have been. Some
say this will relieve inflationary pressure, others say it will
stimulate more inflation. As I said, there are a number of opinions out
there, so the real result remains to be seen. For up to date news and
opinions, you can visit
<> or turn your television to CNBC.

If you have more questions on how this may or may not affect you on a
personal level, feel free to call or email me, as the impacts could make
a difference in your overall financial plan for the short and long term.

Have a great day and let me know if there's anything I can do to help!


Jeff Englehorn

mobile - 206.380.8888

office - 425.374.5050

fax - 425.609.0065

Helping you take care of that which matters most! <>


Vipin K. Singh
read my blog

Monday, September 17, 2007

get Organic results, search marketing company or firm?

Some of you know that we have been working on refining our strategic value, how often do you do that? Our value proposition of easy to use blogs with built in SEO has been the key until last 2 weeks. We have SEO tools at, and in the back end of our Blogging system. Our main value has been higher Organic search results, but that has not been apparent to most people. So that is what we are trying to do at My Question to you is:

What do you think of the tag lines?

1. Turn-Key Search Marketing?

2. Automated Search Marketing?

3. Search Marketing Company?

4. Search Marketing Firm?

5. Search Marketing Agency?